外币存款利率表 (2019年5月10日生效)
Bank of China (Thai) Public Company Limited
Table 4 Foreign Currency Deposit Interest Rates (Percentage per annum)
Effective from May 10 , 2019
FCY | Type of Deposits | Type of Customers | ||||||
---|---|---|---|---|---|---|---|---|
Resident | Non-Resident | |||||||
Individuals | Juristic persons | Individuals | Juristic persons | |||||
USD | 1. Current | N/A | N/A | N/A | N/A | |||
2. Saving* | 0.125 | 0.125 | 0.125 | 0.125 | ||||
3. Fixed | ||||||||
1 month* | 1.050 | 0.500 | 1.050 | 0.500 | ||||
3 months* | 1.250 | 0.750 | 1.250 | 0.750 | ||||
6 months* | 1.550 | 0.875 | 1.550 | 0.875 | ||||
12 months* | 2.050 | 1.250 | 2.050 | 1.250 | ||||
*Plus Extra rate 0.1%:Personal Banking Customers who place the USD time deposit by conversion of funds can enjoy extra 0.1% from the quotes by BOCT. |
||||||||
EUR | 1. Current | N/A | N/A | N/A | N/A | |||
2. Saving | 0.000 | 0.000 | 0.000 | 0.000 | ||||
3. Fixed | ||||||||
1 month | N/A | N/A | N/A | N/A | ||||
3 months | N/A | N/A | N/A | N/A | ||||
6 months | N/A | N/A | N/A | N/A | ||||
12 months | N/A | N/A | N/A | N/A | ||||
CNY | 1. Current | N/A | N/A | N/A | N/A | |||
2. Saving | 0.350 | 0.350 | 0.350 | 0.350 | ||||
3. Fixed | ||||||||
1 month | 2.000 | 2.000 | 2.000 | 2.000 | ||||
3 months | 2.250 | 2.250 | 2.250 | 2.250 | ||||
6 months | 2.750 | 2.750 | 2.750 | 2.750 | ||||
12 months | 2.750 | 2.750 | 2.750 | 2.750 | ||||
SGD | 1. Current | N/A | N/A | N/A | N/A | |||
2. Saving | 0.00010 | N/A | 0.00010 | N/A | ||||
3. Fixed | ||||||||
1 month | 0.010 | N/A | 0.010 | N/A | ||||
3 months | 0.010 | N/A | 0.010 | N/A | ||||
6 months | 0.010 | N/A | 0.010 | N/A | ||||
12 months | 0.010 | N/A | 0.010 | N/A | ||||
GBP | 1. Current | N/A | N/A | N/A | N/A | |||
2. Saving | 0.000 | 0.000 | 0.000 | 0.000 | ||||
3. Fixed | ||||||||
1 month | N/A | N/A | N/A | N/A | ||||
3 months | N/A | N/A | N/A | N/A | ||||
6 months | N/A | N/A | N/A | N/A | ||||
12 months | N/A | N/A | N/A | N/A | ||||
HKD | 1. Current | N/A | N/A | N/A | N/A | |||
2. Saving | 0.000 | 0.000 | 0.000 | 0.000 | ||||
3. Fixed | ||||||||
1 month | N/A | N/A | N/A | N/A | ||||
3 months | N/A | N/A | N/A | N/A | ||||
6 months | N/A | N/A | N/A | N/A | ||||
12 months | N/A | N/A | N/A | N/A |
Remarks: Condition of interest payment
- Interest Calculation
- The bank uses 360 days for interest calculation for USD, EUR, CNY and uses 365 days for interest calculation for SGD, GBP, HKD
- The formula of interest calculation Interest of Deposit = Principle X Interest Rate(%) X number of deposit day/360 or 365
- For saving deposit accounts,the bank calculates interest on semi-annual basis as well as pays to the customer on 15th June and 15th December every year.
- The bank doesn't pay the interest for deposit period less than 3 months in case that this is a withdrawal prior to the maturity date of time deposit account
- The bank will use the saving deposit interest rate to pay the interest for deposit period more than 3 months in case the this is a withdrawal prior to the maturity date of time deposit account.
- The bank may pay interest rates higher than the announced rate which have to be approved by General Management to potential customer who is a large depositor or have the trend to use other bank's facilities.
- The preferential interest rate is one-off privilege for each time deposit and subsequent renewal rates of time deposits will be subject to the quotes by BOCT.
Other Important Condition:
Principle and interest of Foreign Currency deposit account is not protected by Deposit Protection Fund.
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