外币存款利率表 (2015年7月2日生效)

Bank of China (Thai) Public Company Limited

Table 4 Foreign Currency Deposit Interest Rates (Percentage per annum)

Effective from July 2, 2015

FCY Type of Deposits Type of Customers
Resident Non-Resident
Individuals Juristic persons Individuals Juristic persons
USD 1. Current N/A N/A N/A N/A
2. Saving 0.025 0.025 0.025 0.025
3. Fixed 　 　 　 　
　　 1　　 month 0.250 0.250 0.250 0.250
　　 3　 months 0.375 0.375 0.375 0.375
　　 6　　 months 0.500 0.500 0.500 0.500
　　 12　 months 0.750 0.750 0.750 0.750
EUR 1. Current N/A N/A N/A N/A
2. Saving 0.050 0.050 0.050 0.050
3. Fixed 　 　 　 　
　　 1　　 month N/A N/A N/A N/A
　　 3　 months N/A N/A N/A N/A
　　 6　　 months N/A N/A N/A N/A
　　 12　 months N/A N/A N/A N/A
CNY 1. Current N/A N/A N/A N/A
2. Saving 0.350 0.350 0.350 0.350
3. Fixed 　 　 　 　
　　 1　　 month 2.000 2.000 2.000 2.000
　　 3　 months 2.250 2.250 2.250 2.250
　　 6　　 months 2.750 2.750 2.750 2.750
　　 12　 months 2.750 2.750 2.750 2.750
SGD 1. Current N/A N/A N/A N/A
2. Saving 0.00010 0.00010 0.000 0.000
3. Fixed 　 　 　 　
　　 1　　 month 0.010 0.010 0.010 0.010
　　 3　 months 0.010 0.010 0.010 0.010
　　 6　　 months 0.010 0.010 0.010 0.010
　　 12　 months 0.010 0.010 0.010 0.010

 

Remarks: Condition of interest payment

  • The formula of interest calculation Interest of Deposit = Principle X Interest Rate(%) X number of deposit days/360
  • The bank uses 360 days for interest calculation.
  • For saving deposit accounts,the bank calculates interest on semi-annual basis as well as pays to the customer on 15th June and 15th December every year.
  • The bank doesn't pay the interest for deposit period less than 3 months in case that this is a withdrawal prior to the maturity date of time deposit account
  • The bank will use the saving deposit interest rate to pay the interest for deposit period more than 3 months in case the this is a wihdrawal prior to the maturity date of time deposit account.
  • The bank may pay interest rates higher than the announced rate which have to be approved by General Management to potential customer who is a large depositor or have the trend to use other bank's facilities.