Personal Online Banking Introduction

 

Online Banking also known as Internet Banking, which means the bank uses Internet technology to provide traditional services to customers through the internet such as account opening, account cancellation, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online security, investment and financial management, etc. Thus, customers can safely and conveniently manage their current and time deposit accounts, cheques, credit cards and personal investment without leaving their homes. In other words, online banking is a virtual bank’s counter on the internet.

Bank of China’s online banking is committed to provide comprehensive, effective, safe self-service financial services for personal customers through the internet and to meet different financial service requirements of each customer. It saves the time and troubles of going to the bank for you, allows you to easily manage your finances anytime and anywhere as well as enjoy the unlimited fun of modern finance.

Online Banking Features

  1. Fully realize paperless transactions. Most of the previously used bills and receipts have been replaced by electronic cheques, electronic drafts, and electronic receipts; the original paper money have been replaced by electronic money, namely electronic cash, electronic wallets, and electronic credit cards; and those original paper documents have been mailed through data communication network instead of postal.
  2. Convenience, fast, efficient, and reliable service. Through online banking, you can enjoy convenience, fast, efficient, and reliable all-round service. Use an online banking service whenever you want regardless of time and region which is the realization of 3A (Anywhere, Anyhow, Anytime).
  3. Easy to use. Compared with traditional banking, online banking has several advantages.
  • Greatly reduce the operation cost of the bank and effectively increase the profitability.

  • The opening of online banking business mainly utilizes public network resources without the need to set up physical branches, which reduces personnel costs and improves the efficiency of the bank's back-end system.

  • There is no time and region limitation, which is conducive to expand the customer base.

Functions

Bank Account

Through this function, you can control the changes of your account in real time, manage the current and time deposit accounts, as well as open time deposits accounts and allocate deposit resources reasonably without going out.

Transfer and Remittance

You can make transfers and remittances through online banking anytime and anywhere. Currently, our online banking’s transfer and remittance has supported USD remittance, RMB remittance and RMB Pre-Settlement transfer methods. Furthermore, the online banking provides an appointment function which you can make an appointment for transfer and remittance at a certain time that is saving your time to go to the bank by yourself.

Cheque Service

You can cease the payment of cheque through online banking to ensure your account security.

Password Setting Service

You can modify your online banking password anytime as you want.

Target Customer

The service is applicable to all personal customers of online banking.

Service Time

Bank of China (Thai) Company Limited provides you with 7*24 hours of self-service, and transactions which involve currency exchange will only support service during working hours.

Register Process

Please bring personal identification to Bank of China (Thai) Public Company Limited’s Banking department and fill in the application form for opening online banking. After being verified, the online banking can be activated.

Tips

It is recommended to modify your user name and password immediately after opening online banking to ensure security.